




clavisArcturo –
The innovative reinsurance planner for pension commitments
Statistically today about 75% of the pension commitments are inadequately reinsured. The reasons are on one hand the development of interest rates and on the other hand the significantly increase of anticipated average life in the last decade. One way out of this dilemma is to break new ground in pension funds. clavisArcturo assists you in calculating and presenting alternative financial facilities.
Absorb deficits in counter guarantee reasonably
The conventional financing of pension commitments by capital life insurances is very popular, but it is not required by law. So e.g. it is possible, to finance the reinsurance partly from investment funds and thus to cope with the actual investment rates and the overall mortality. A special feature provided by clavisArcturo is the option to combine conventional and innovative reinsurance concepts. So you can calculate the financing by tax value, insurer cash value, fixed amount, or for any interest rate. Also included is surviving dependants and invalidity support.
Meet the challenges of the pension plan reinsurance and benefit from the advantages of clavisArcturo:
Specific versions for different target groups
The master version of clavisArcturo is always the basic application for any specific license. It enables the user to create data containers from templates, in which investments like e.g. real estate funds are defined. Thus fund vendors can provide their investment portfolio individually for their agents.
With clavisArcturo we provide you:
clavisArcturo has been evaluated for the German market exclusively .
Did we arouse your interest?
Then make an appointment with us without any obligation –
if you like, also at your site.
Contact: Michael Schmidt
Telefon:
+49 (0) 2203 -895 97 0
Mobil:
+49 (0) 178 - 696 074 5
E-Mail:
arcturo@clavis.biz